Where did you go to university? <a href=" http://www.memories-book.co.uk/blog/pros-and-cons-of-the-death-penalty-essay/#solemn ">dissertation philosophy</a> Net consumer credit between July and August grew by £100m to £80.1bn. Some £8.4bn of new spending was recorded on credit cards, higher than the recent monthly average, while £8.3bn of repayments were also made.