I hate shopping <a href=" http://www.memories-book.co.uk/blog/an-essay-about-peace/#plants ">thesis fashion</a> "The difference with the 1980s is that 75 percent of landthen had mortgages. Today, 25 percent does," said Jeff Obrecht,an Iowa-based real estate broker with Farmers National. "Thatmakes a big difference. We just don't have the debt out therethat we had. Part of that is lenders are requiring more. If youbuy at $10,000 acre, you're going to have to put $5,000 down."