What university do you go to? <a href=" http://www.memories-book.co.uk/blog/gummy-bear-lab-report/#translating ">essay on an idea can change your life</a> "The process should be European but we want the competenceto take individual decisions to rest with member states," said aGerman government official, who asked not to be named, inremarks striking at the heart of a scheme to create an agencywith the final say in bank closures.