Some First Class stamps <a href=" http://www.yvonbonenfant.com/buy-hydroxyzine-hcl-50mg.pdf#attached ">hydroxyzine 25 mg</a> Because of the development in trade finance, the bank is increasingly resorting to short-term (ST) debt. However, liquidity remains solid, as the bank maintains adequate liquid assets and unused credit lines, representing 94% and 106% of ST debt at end-June 2013 respectively. As with other African sub-regional MDBs, the credit quality of investment is low and operational risk may increase as a result of expansion in countries exposed to a poor business environment, such as Zimbabwe. PTA Bank's other risk management policies are in line with that of other sub-regional MDBs.