What's the current interest rate for personal loans? <a href=" http://antonmccarthy.com/how-to-get-clomid-from-your-doctor.pdf ">is it ok to take clomid while pregnant</a> Northrup advocates replacing the word &ldquo;bills&rdquo; with &ldquo;invoices for blessings already received&rdquo; to evoke a greater sense of gratitude. &ldquo;An attitude of gratitude makes us happier, and that&rsquo;s really what we all want. &hellip; When we feel better, we can offer more value in the world, and earn more &ndash; it&rsquo;s an upward spiral,&rdquo; she says.