It's a bad line http://silverdaddies.fun/ silverdaddies.com One solution is to lower loan amounts guaranteed by the government nationwide, so these pools of securitizations can be geographically diversified. A decision to decrease loan limits is facing Congress and regulators of the GSEs, and lowering these loan limits would help open up the pool of borrowers that investors want to target, and in turn bring more private capital participation off the sidelines. Barclays Plc estimates that private mortgages could balloon past $50 billion in 2014 if the government reduced its loan limits, far exceeding this year's estimate of $15 billion.