I'm from England http://xnxx.photography/ xnxx videos If you're over age 70.5, options for minimizing RMDs are few. One that is available - at least this year - is the qualified charitable distribution (QCD), which lets you make cash donations up to $100,000 to IRS-approved public charities direct from an IRA. (QDCs from workplace plans aren't allowed.) The gifts can be counted toward an RMD and are excluded from your taxable income.