I'm originally from Dublin but now live in Edinburgh http://creativewritingessay.blogspot.com/ thursday association creative writing essay jack All of this suggests that the financial incentives facing doctors and hospitals may be important in driving health care costs, particularly when patients are poorly informed about the risks and benefits of their treatment options. Johnson and Rehavi estimate that doctor and hospital fees could fall by 3 percent, or almost $2 billion, if non-physician mothers received the same kind of treatment as physician-mothers. They further note that even the C-section rate for physician-mothers may be too high – in the sense that the social cost of the procedure may exceed its benefits for some in this group – because insurance reduces patients' sensitivity to the cost of their own treatment.