We were at school together <a href=" http://www.ukrockradio.co.uk/stmap_d3210.html ">nexium plic 10 mg prospect</a> European rules designed to ensure a harmonized approach to bank bail-ins, forged over the summer, do not take effect until 2018, leaving bank investors in heavily indebted countries in limbo and weighing on those states' own cost of borrowing.