Special Delivery <a href=" http://www.law-business.com/?generic-paxil-cr.pdf ">can paroxetine hcl get you high</a> Why on earth would you do that? If you don't actually need the income today, the implied rate of return on waiting is a pretty good deal. The nominal (not adjusted for inflation) effective rates of return on your "investment" for waiting to take Social Security benefits later are between 4.9 percent and 8.3 percent a year—not bad, especially in this whacky market.