I wanted to live abroad <a href=" http://www.the-heels.com/generico-do-nexium-40-mg.pdf#join ">nexium or prilosec for lpr</a> Ramsey seems to be so dismissive of bonds because he's bullish on stocks. How bullish? He often speaks of earning 12% a year -- a number that's been a lightning rod for his critics. Ramsey has sometimes hedged this, but visit his website and you'll find blog posts with headlines like "Yes, You Can Make 12% With Your Mutual Funds" and "The 12% Reality."