How much is a Second Class stamp? <a href=" http://www.wecre8.co.uk/project/icis/ ">cardura xl 4 mg 30 tablet</a> With the second phase of the Help to Buy scheme underway - offering mortgages to borrowers with as little as a 5pc deposit - lenders are likely to start coming out with competitive rates on high LTV products within the coming weeks. Although the Post Office doesn't offer 95pc LTV mortgages, its 90pc LTV five year fix is competitive. Many of those who apply for Help to Buy are likely to be 10pc deposit borrowers although no lenders have said the rates they would offer on this tier.