I'm retired <a href=" http://www.womanthology.co.uk/long-term-adverse-effects-of-nexium.pdf#punctual ">nexium oral thrush</a> It would also create a legislative framework and regulatory structure for so-called covered bonds, which would be backed by mortgages but which would remain on the issuer's balance sheet, unlike the mortgage-backed securities backed by Fannie Mae and Freddie Mac.