I've just graduated <a href=" http://www.mertecgarage.co.uk/nexium-warnings-news.pdf ">nexium drip rate</a> David, have you learned what kinds of loans JPM was purportedly hedging? I am confused about the very notion that hedging has any place in the business of collateralized loans. I mean, doesn&#8217;t the collateral plus the amortization schedule constitute a hedge? In my view, the very fact that huge banks with highly diverse collateralized loan portfolios supposedly need a hedge indicates that they are well aware that their loan portfolio is crap. Have they ever been asked to explain this practice, and what justification have they given?