An accountancy practice <a href=" http://www.jru.edu/where-can-i-buy-stromectol.pdf#invalid ">purchase ivermectin uk</a> According to figures from the Commerce Department, Americans' propensity to save has declined considerably in the last 40 years. In the first quarter of 2013, Americans' personal saving rate &mdash; that is, the share of all Americans' income not consumed &mdash; was at 2.3 percent, a five-year low and down from the 2012 fourth-quarter estimate of 5.3 percent. In the 1970s and early 1980s, the savings rate often trended above 10 percent.