What's your number? <a href=" http://blog.gngcreative.com/pay-online-repot-writing/#clank ">essay on my school garden for class 3</a> "I'm more concerned about the debt ceiling because there is so much dysfunction in both chambers of Congress," said Betsy Billard, a financial adviser at Ameriprise Financial Services with offices in New York and Los Angeles. She oversees $150 million in client assets.