What's the exchange rate for euros? <a href=" http://iorarua.com/iorarua/index.php?no-essay-scholarships-for-college-students-2013 ">essay on english as an international language</a> In addition to the absence of significant debt redemptioncharges in the current quarter, the improvement in net incomereflected lower funding costs and asset growth, partially offsetby reduced gains on asset sales, the company said in astatement.