Who would I report to? <a href=" http://www.laughmom.com/an-inspector-calls-notes-for-essays/ ">portland state university application essay</a> Among making other changes to conform to the settlement,Bank of America agreed to designate high-level staff withdecision-making authority to help resolve loan-modificationrequests, redesign letters to borrowers to improve clarity, andstop transferring mortgage servicing rights to third partiesamid loan-modification negotiations, according to Schneiderman’soffice.