Will I be paid weekly or monthly? <a href=" http://sinestezia.com/publications/#pray ">cash house sales</a> The publication states first "the cost of a student loan is recorded in the federal budget during the year the loan is disbursed, taking into account the amount of the loan, expected payments to the government over the life of the loan and other cash flows." Items like the probability of default and the recovery rate are accounted for in this part of the equation.