Do you play any instruments? <a href=" http://www.leadingtrader.com/order-plendil.pdf#slight ">order plendil online </a> Citibank, I hasten to add, is doing me a favor here: the standard interest rate on this kind of loan is significantly higher than what I&#8217;m paying, at 18.25%. Still, my behavior doesn&#8217;t make a huge amount of sense. I have many thousands of dollars in the bank, earning an interest rate of basically zero. In fact, I had many thousands of dollars in the bank on March 11, when I borrowed that two hundred bucks. So, what was I thinking? Why did I borrow the money in the first place, and why have I been so miserly in terms of paying it back? Do I want to maximize the amount of money that Citibank extracts from me in interest payments? It certainly seems that way.