On another call <a href=" http://www.leezasurfaces.com/online-essay-grading-software/#important ">review writing</a> The combination of faster spending and slower income growth pushed the savings rate down slightly in June to 4.4 percent of after-tax income. It had been at 4.6 percent of after-tax income in May. The savings rate stood at 5.6 percent for all of 2012, indicating that consumers are trimming their savings to finance spending in the face of weak income growth.