What's the current interest rate for personal loans? <a href=" http://www.academicpresseurope.nl/?copper-cycle-lab-report#parents ">japanese internment essay</a> If they did not make changes, Credit Suisse executives determined that the investment bank's return on equity, a measure of the returns they wring from shareholders' money, would have fallen to 10 percent from 19 percent, an unacceptably low level. With the changes, they aim to get returns closer to 17 percent.