I'm from England <a href=" http://www.academicpresseurope.nl/?definition-of-success-essay ">comparative essay</a> - "The older you get, the less you should have invested in the stock market." Sixty may not be the new 30, but it isn't the old 60 either. If you thought you had to withdraw all of your money on the day you retired, you'd have to keep it safe and invested in guaranteed instruments like bank certificates of deposit. If those CDs were paying 11 percent a year in interest, as they were in the early 1980s, there would be no need to invest in anything else.