Withdraw cash http://www.janisclaxton.com/extended-definition-essay-on-love/ circle stories a selection of modern english essays ba lent Usually I like David Cay Johnson’s writing, but this column is seriously oversimplified. There are many investments suitable for modest-income pensioners that have much better returns than interest-bearing savings accounts. Two examples among many: Fidelity Inflation-Protected Bond Fund FINPX, average annual return 6.52% 10 years, 9.88% 3 years, 9.28% 1 year; and PIMCO Total Return Fund Class D PTTDX, 6.77% 10 years, 8.19% 3 years, 7.15% 1 year. Investing some retirement assets in stocks, such a low-cost S&P 500 index fund, would offer comparable overall returns with lower overall portfolio volatility.