What's the current interest rate for personal loans? <a href=" http://www.denebcorp.com/index.php/mac-exchange ">i need a personal loan for bad credit</a> Ford also raised it full-year guidance, saying it now it expects its full-year pre-tax profit to beat 2012, up from "equal to or higher." Significantly, it also said it now expects its automotive operating margins to be higher than last year, up from "about equal."