Which year are you in? <a href=" http://greenwoodsstatebank.com/personal-loans/ ">cash converters advance pay vv</a> KHFC suffers from funding mismatch as the loan portfolio has maturities ranging from 10 to 30 years but is funded by commercial paper and bonds with relatively short tenor. Nevertheless, the mismatch is partly mitigated by the entity's continuing securitisation of its mortgage loan portfolio and shorter effective mortgage tenor (generally seven to eight years) due to Koreans' tendency for early loan repayment.