Do you like it here? <a href=" http://www.woodmemoriallibrary.org/effexor-xr-versus-generic.pdf ">which is better effexor or effexor xr</a> Ping An Bank's net interest margin fell to 2.37 percent lastyear, below the China bank median of 3.4 percent. Ping An saidthis was due to the central bank's lower interest rate policyand to more interbank business.