Directory enquiries <a href=" http://www.ici-2000.it/cheap-keflex.pptx#offend ">cheap keflex</a> In the US, regulations have created a culture of stewardship, where big "mutual funds" &ndash; as they are called there &ndash; have directors representing investors' interests, which includes driving down costs. Here, by contrast, we have a self-interested fund management industry which applies its own far heftier charges &ndash; and then does an excellent job of hiding them.