I'm a trainee <a href=" http://acaauto.com/endo-lidoderm-settlement.pdf#plank ">lidoderm class</a> The higher 6% minimum required for subsidiary banks of covered BHCs to be considered "well capitalized" and avoid prompt corrective action is tough. It may lead to balance sheet changes at bank subsidiaries as some assets and businesses are shifted to non-bank subsidiaries within the same group. However, the extent to which non-bank subsidiaries can grow their balance sheets is limited by the leverage buffer requirement for BHCs.