A First Class stamp <a href=" http://nobrow.net/powerzen-with-alcohol.pptx ">triple powerzen gold 1200</a> The monthly average of rates charged by U.K. lenders on a fixed mortgage that runs out in five years and has a loan-to-value ratio of 75% has fallen to 3.38% at the end of July from 3.91% at the end of December last year, according to the latest data from the Bank of England. According to the Council of Mortgage Lenders, an industry group, 86% of all home loans and remortgages were on fixed rates in June, up from 79% in December. That suggests more consumers are locking in lower interest rates.