I'm only getting an answering machine <a href=" http://lesterhospitality.com/ghostwriting-from-1th-draft/ ">dissertation conclusion help</a> IBK is one of South Korea's policy banks. Its mandate is to provide credit to SMEs, and it focuses on small but viable manufacturing companies. Korea's government announced a stop to the privatisation of IBK in late August 2013, affirming IBK's importance in supplying funds to SMEs, especially when the system is under stress. That said, the government wants to reduce its stake in IBK to fund its spending plans, especially in improving social welfare.