I'm doing an internship <a href=" http://uscathleticsclub.asn.au/comprar-femigra-en-espa-contrareembolso/#hurriedly ">pastillas femigra en venezuela</a> Why? Because they are not stocks and a reliable hedge during a stock-market meltdown. In 2008, a broad-based bond fund such as the iShares Core Total US Bond Market ETF gained nearly eight percent when stocks and most everything else got creamed. Although the fund is down almost 3 percent over the past year through September 13, it's averaged just over 4 percent over the past half-decade.