Have you read any good books lately? <a href=" http://3dinspectionontour.com/vigora-100-does-it-work.pdf#frolic ">how long does vigora work</a> These yields are still very low by historical standards. They stood at 5.3pc in August 2007, just as the financial crisis got going, according to data from Axa Wealth. If they returned to that level it would imply an annuity rate of £7,300, using our rule of thumb. But the economy is still in a highly unusual situation, with interest rates kept extremely low to avoid pushing households and businesses, still heavily indebted, over the edge.