Where's the nearest cash machine? <a href=" http://www.wigt.co.uk/differin-xp-cream.pptx#maintain ">adapalene gel 1 price</a> Turns out, savers had it right all along, even if they didn't know why (a fear of dying young is what deters most). Almost half of retirees are better off keeping their portfolios liquid, not locked up in annuities, according to new research by Felix Reichling of the Congressional Budget Office and Kent Smetters of the Wharton School of Business.