What's the current interest rate for personal loans? <a href=" https://www.prolateral.com/online-pharmacy-about-us.pdf#hostility ">trends in the prescription of inappropriate drugs for the elderly between 1995 and 1999</a> "The statistical evidence is that most human beings never get this right," Tuchman says. "Emotions get in the way, and people put money in when they are optimistic and take it out when they are pessimistic. That's exactly the reverse of how markets work." While it's true if you invested at the S&P 500 low in 2009 just when the market was most depressed, you would have more than doubled your investment, it's a skill few investors actually possess. For most people, there is more value in simply staying the course. Investors who did nothing and kept diversified equities holdings intact have recouped their crash losses.